Looking for a boat loan?
Here’s How It Works
If you’ve got good to excellent credit, you’ve earned a great rate on an unsecured boat loan* from LightStream, the online consumer lending division of SunTrust Bank.
- A Great Interest Rate: Our boat loans range from $5,000 to $100,000, with low, fixed-interest rates.
- No Down Payments, No Fees: Some lenders will offer a competitive interest rate up front, only to surprise you with a sizable down-payment requirement. LightStream do not require a down payment or charge fees or prepayment penalties of any kind.
- An Exceptional Borrowing Experience: The online loan application takes minutes to complete. You’ll receive a quick response during business hours and, if approved, can have funds in your bank account that same day.†
Annual Percentage Rates (APR)
*All loans are subject to credit approval by LightStream. If approved, your APR will be based on loan purpose, amount, term and your credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
† You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
LightStream is a trademark of SunTrust Banks, Inc. Lending services provided by SunTrust Bank, member FDIC.